SAMPADA
Sampada is a women’s credit cooperative, owned by its members. The members elect a board of directors, which sets the cooperative’s policies and oversees its work. Every director is a woman.
The Chairperson and the Secretary lead the cooperative from day to day, and answer to the board and to the members at the annual general meeting.
Registered 14 July 2017 under the Maharashtra Cooperative Societies Act, 1960.
Between them, they bring long experience in health financing and microinsurance. Nandini has worked in health microinsurance since 2007.
Payal has worked on microfinance and microinsurance on three continents, with many different partners. She brings organisational strength and a close focus on getting things done.
She leads Sampada’s operations, designs its new products and has led the growth of its health lending, including the opening of new hubs. In FY 2025-26 the cooperative lent ₹3.12 crore to its members.
Nandini is a medical doctor and a Fellow of the Insurance Institute of India. Since 2007 she has designed health microinsurance with women-led credit organisations, and she heads medical delivery at Uplift Mutuals.
She designed the way every health loan at Sampada is checked twice: once for credit, and once by a doctor, who reviews the treatment and its cost.
These are the facts for FY 2025-26, from the information given to the auditor for that year.
The board is elected by the members. It includes two expert directors, and it met 12 times in the year. A loan committee of the board looks at loans.
The annual general meeting was held on 27 September 2025, with 125 members present.
On 1 March 2026, ten directors and six staff attended training run by the Maharashtra Rajya Sahakari Sangh, the state’s cooperative federation.
The statutory audit found no fraud, no financial loss and no disqualified director. The accounts are also checked by an internal auditor during the year.
The audited figures for FY 2024-25 and the provisional figures for FY 2025-26 are on the financials page.
The names of all ten directors, with a short note on each, will be added to this page.
Read the accounts and the programme figures, or talk to us about a partnership.